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How to Read Your Credit Report

6 minProvideFree episode
How to Read Your Credit Report
Credit and Debt
6 MINHow to Read Your Credit Report
What you'll learn
  • →Pull your free credit report from annualcreditreport.com — the only federally authorized free source.
  • →Read every line: account names, balances, payment history, hard inquiries, public records.
  • →Identify one thing on your report you didn't know was there.
Proof task

Don't just watch. Do.

Tonight, go to annualcreditreport.com and request your free credit report from one of the three bureaus (Equifax, Experian, TransUnion). Read it line by line. Most people have something on it they didn't know about. Find yours.

Chapters

Jump to a moment.

  • 0:00The hook
  • 1:15The pattern
  • 2:45The interrupt
  • 4:30Practice scenario
  • 5:30The proof task
Up next in Credit and Debt

Keep going.

Episode 3 · 6 min
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Student loans, medical debt, credit card debt, payday loans. How each one works and which ones are predatory.
Episode 4 · 6 min
The Snowball and the Avalanche
Two methods for paying off debt. One is mathematically optimal. The other is psychologically optimal. Pick the one you will actually do.
Reflect

“What would you do differently this month if you read your credit report every Sunday for the next year?”

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