CatalogFinancial LiteracyCredit and DebtThe Snowball and the Avalanche

The Snowball and the Avalanche

6 minProvideFree episode
The Snowball and the Avalanche
Credit and Debt
6 MINThe Snowball and the Avalanche
What you'll learn
  • →Learn the snowball method: pay smallest debt first, regardless of interest rate, for psychological wins.
  • →Learn the avalanche method: pay highest interest rate first, regardless of size, for mathematical wins.
  • →Pick the one you'll actually do — not the one that's optimal on paper.
Proof task

Don't just watch. Do.

Take your debt list. Decide tonight: snowball or avalanche. Circle your first target. Set up an extra $25/month payment toward it starting next payday. The method matters less than the consistency. The consistency matters everything.

Chapters

Jump to a moment.

  • 0:00The hook
  • 1:15The pattern
  • 2:45The interrupt
  • 4:30Practice scenario
  • 5:30The proof task
Up next in Credit and Debt

Keep going.

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Episode 6 · 6 min
Rebuilding Credit from Zero
Secured cards, authorized user strategies, and the patience timeline. What actually works and how long it takes.
Reflect

“Are you the kind of person who needs early wins to keep going, or who can grind through math? Pick honestly — your method depends on the answer.”

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