CatalogFinancial LiteracyInsurance and ProtectionLife and Disability: The Hard Ones

Life and Disability: The Hard Ones

6 minProvideFree episode
Life and Disability: The Hard Ones
Insurance and Protection
6 MINLife and Disability: The Hard Ones
What you'll learn
  • →Understand life insurance: term is the cheap honest version, whole is the expensive complicated version.
  • →Understand disability insurance: protects your income if you can't work, more important than life insurance for most workers.
  • →Recognize that the people who depend on you need protection in case something happens to you.
Proof task

Don't just watch. Do.

If you have anyone depending on your income — partner, kids, parents — get a term life insurance quote this week. A $500,000 20-year term policy for a healthy 30-year-old is often $20-30/month. The number will probably surprise you.

Chapters

Jump to a moment.

  • 0:00The hook
  • 1:15The pattern
  • 2:45The interrupt
  • 4:30Practice scenario
  • 5:30The proof task
Up next in Insurance and Protection

Keep going.

Episode 5 · 5 min
How to Read a Policy Document
Deductible, premium, copay, coinsurance, out-of-pocket max. One page, five terms, everything else is detail.
Reflect

“Who depends on your income — and what would happen to them if your income disappeared tomorrow?”

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