Investing for People Who Think Investing Isn't for Them
CatalogFinancial LiteracyInvesting for People Who Think Investing Isn't for ThemRetirement Accounts Explained
Retirement Accounts Explained
What you'll learn
- →Distinguish 401(k) (employer-sponsored, often matched), Traditional IRA (tax-deductible now, taxed later), and Roth IRA (taxed now, tax-free later).
- →Understand the rule of thumb: take the 401(k) match first, then prioritize Roth IRA, then more 401(k).
- →Recognize that most people leave free money on the table by not maxing the employer match.
Proof task
Don't just watch. Do.
If you have a job with a 401(k) match, find out what the match is right now. Then check what percent of your paycheck you're contributing. If it's less than the match, you're leaving free money on the table. Fix it this week.
Share this lesson
Pass it on.
Chapters
Jump to a moment.
- 0:00The hook
- 1:15The pattern
- 2:45The interrupt
- 4:30Practice scenario
- 5:30The proof task
Up next in Investing for People Who Think Investing Isn't for Them
Keep going.
Reflect
“What free money have you been walking past at work because the paperwork felt overwhelming?”