CatalogFinancial LiteracySaving and Emergency FundsWhere to Put It

Where to Put It

5 minProvideFree episode
Where to Put It
Saving and Emergency Funds
5 MINWhere to Put It
What you'll learn
  • →Distinguish checking (spending), savings (short-term), and high-yield savings (parking) — and know which one to use for what.
  • →Understand that when you're starting from zero, the type of account matters less than the act of opening one separate from your checking.
  • →Recognize that the friction of a separate account is the feature, not the bug.
Proof task

Don't just watch. Do.

If you don't have a savings account separate from your checking, open one this week. Any bank, any rate, any name. The point is the separation. The separation is what stops you from spending it on a Tuesday.

Chapters

Jump to a moment.

  • 0:00The hook
  • 1:15The pattern
  • 2:45The interrupt
  • 4:30Practice scenario
  • 5:30The proof task
Up next in Saving and Emergency Funds

Keep going.

Episode 3 · 6 min
Automating the Habit
Set it and forget it. The $25-per-week method. Why automation beats willpower every time.
Episode 4 · 5 min
When to Use It (and When Not To)
A flat tire: yes. A sale at Target: no. The decision framework that keeps your emergency fund actually for emergencies.
Reflect

“What have you been spending out of your checking account that you would not have touched if it lived in a separate place?”

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